April 21, 2025

Fuel expenses can take up a significant portion of your monthly budget. Fortunately, many credit card issuers offer fuel credit cards with rewards and perks designed specifically to lessen the burden. 

With so many options available, it can be difficult to determine which fuel credit card offers the best rewards and perks. This article will take a closer look at some of the best fuel credit cards in the market and compare their rewards and perks to help you make an informed decision.

Best Fuel Credit Cards

When it comes to fuel credit cards in India, there are several options available from different banks. Here are some of the best fuel credit cards from BOB Financial, CSB Bank, Federal Bank, SBM Bank, and South Indian Bank.

BOB Financial Prime Credit Card

  • Rewards: Up to 5 reward points for every Rs. 100 spent on fuel purchases at any petrol pump in India

  • Other Benefits: Complimentary airport lounge access, zero liability on lost or stolen cards, and discounts on travel, dining, and shopping.

CSB Bank Credit Card

  • Rewards: Up to 5 reward points for every Rs. 100 spent on fuel purchases at any petrol pump in India

  • Other Benefits: Complimentary airport lounge access, insurance coverage, and discounts on dining, shopping, and travel.

Federal Bank Titanium Credit Card

  • Rewards: 1 reward point for every Rs. 100 spent on fuel purchases at any petrol pump in India

  • Other Benefits: Discounts on dining, travel, and entertainment, insurance coverage, and easy EMI options for large purchases.

SBM Bank Platinum Credit Card

  • Rewards: Up to 2 reward points for every Rs. 100 spent on fuel purchases at any petrol pump in India

  • Other Benefits: Complimentary airport lounge access, insurance coverage, and discounts on dining, shopping, and travel.

South Indian Bank SimplySAVE SBI Card

  • Rewards: Up to 2.5 reward points for every Rs. 100 spent on fuel purchases at any petrol pump in India

  • Other Benefits: Discounts on dining, movies, and departmental stores, insurance coverage, and easy EMI options for large purchases.

While all of these credit cards offer a fuel surcharge waiver on the credit card of 1% on transactions of up to Rs. 500 per billing cycle and rewards for fuel purchases, the number of reward points and other benefits vary.

Therefore, it is essential to compare and select the credit card that best fits your spending habits and requirements.

Which Fuel Credit Card Offers The Best Rewards And Perks?

The answer to this question ultimately depends on your spending habits and lifestyle. However, when comparing the rewards and perks offered by each fuel credit card, the BOB Financial Prime Credit Card is one of India’s best fuel credit cards. It offers a fuel surcharge waiver of 1% and up to 5 reward points for every Rs. 100 spent on fuel purchases at any petrol pump in India.

This card is great for fuel benefits and offers cashback rewards on other categories such as dining, groceries, and utility bill payments. Additionally, cardholders can enjoy complimentary airport lounge access, discounts on movie tickets, and exclusive offers on travel bookings.

Another benefit of the BOB Financial Prime Credit Card is that it comes with an annual fee waiver on spends of Rs. 1.5 lakhs or more, making it a cost-effective option for those who use their credit cards frequently. With its excellent fuel benefits and other perks, the BOB Financial Prime Credit Card is a great choice for anyone looking for the best fuel credit card with a fuel surcharge waiver on credit card transactions.

Conclusion

In conclusion, choosing the right fuel credit card can help drivers save money on their daily commute and long-distance travel. By considering the rewards and perks offered by various credit cards and their fuel surcharge waiver policies, drivers can make an informed decision and enjoy the benefits of the best fuel credit card available. 

Always use your credit card responsibly and within your budget to maximize its benefits and avoid accumulating debt.